Mechanics insurance
Cover options designed for glaziers installing, repairing and replacing glass across residential and commercial properties.
- Get up to $20m public liability coverage
- 24/7 tools cover and emergency claims team
- Monthly payment plans
- Fast Certificate of Currency
- Flexible cover options, all in one place

What is mechanics insurance?
Mechanics work with customer vehicles, specialised equipment and workshop tools every day. Whether you’re operating an independent workshop or providing mobile mechanical services, mechanics insurance refers to a range of cover options that can be tailored to the needs of automotive repair businesses and sole traders.
Depending on your business activities, cover options may help manage risks associated with third-party property damage, accidental injury, stolen tools, damaged equipment or periods where you’re unable to work due to an accident or illness.
Our team can help you understand the available options, so you can choose the cover that best suits your individual circumstances and business needs.
Common risks mechanics face
Accidental damage to customer vehicles during servicing or repair work
Third-party injury or property damage occurring at your workshop or worksite
Theft, loss or damage to tools, diagnostic equipment and workshop assets
Vehicle-related risks associated with test drives, vehicle movements and business operations
Injuries arising from lifting, manual handling and working with mechanical equipment
Unexpected interruptions that impact your ability to operate your business and generate income
Cover options for your trade business
Additional cover options
*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.
*If you drive, move or test customer vehicles as part of your business activities, speak with an IMAR specialist about the cover options available under a Motor Trades Insurance policy.
Who is this cover for?
Mechanics
Automotive Mechanics
Mobile Mechanics
Motor Vehicle Repairers
Automotive Service Centres
Brake & Suspension Specialists
Engine & Transmission Repairers
Diesel Mechanics
Auto Electrical & Mechanical Workshops
Vehicle Maintenance Businesses
Don’t see your occupation?
From trades and construction to professional services and many other industries, our team helps businesses across Australia find insurance solutions suited to the way they work.
For over 35 years, we’ve supported Australian businesses across a broad range of industries with insurance solutions tailored to their needs.
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