Commercial motor insurance
If your business relies on a vehicle, Commercial Motor Insurance can help manage the costs of theft, accidental damage and third-party property damage.
- Cover for vehicles on and off the job
- 24/7 emergency claims team
- Monthly payment plans
- Fast Certificate of Currency
- Over 35 years supporting Australian businesses
What is commercial motor insurance?
Commercial Motor Insurance, also known as business vehicle insurance, is designed for vehicles used as part of your business operations. It may help cover the cost of loss or damage caused by events such as theft, fire, flood, storm, collision or overturning. Whether you rely on a car, ute, van, light truck or other commercial vehicle to visit clients, transport equipment or deliver goods, having the right cover in place can help keep your business moving.
What can commercial motor insurance cover?
Loss or damage to insured vehicles
Fire, storm and hail damage
Windscreen claims
Signwriting replacement costs
Theft or attempted theft
Third-party property damage
Towing and vehicle recovery costs
Hire car benefits (where applicable)
*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.
Is my commercial motor covered if I have personal car insurance?
Personal motor insurance is generally designed for private use and may not provide cover for vehicles being used for business activities. If your vehicle is regularly used for work purposes, such as visiting clients, transporting equipment, delivering goods or operating a mobile business, Commercial Motor Insurance may be worth considering. Speak with our team to discuss your circumstances and the cover options available.
Industries we cover
Whether you're on the tools, running jobs or managing projects, explore insurance solutions designed for the day-to-day realities of working in the trades.
Every business is different. We build solutions for businesses across a wide range of industries, from beauty and wellness through to retail, professional services and specialist trades.
Frequently Asked Questions
- Cars, van, utes and light trucks
- Heavier vehicles such as forklifts, bulldozers, tractors, bobcats, excavators, mini loaders, ride-on mowers, and trucks
2 easy ways to get a quote