Small business insurance

Simplify your small business insurance by bringing multiple covers together under one policy, with a dedicated team to help manage it.

  • Multiple business covers in one policy
  • 24/7 tools cover and emergency claims team
  • Fast Certificate of Currency
  • Monthly payment options
  • Flexible cover options, all in one place

What is small business insurance?

Small business insurance combines multiple insurance covers under one policy, providing a convenient way to manage a range of risks associated with running a small business. Depending on your business activities and insurance requirements, cover can be tailored to include a range of insurance options, helping simplify administration while bringing key protections together in one place.

Depending on the policy selected, small business insurance may include cover for a range of risks associated with running a business, including:

 

Property Damage

Theft

Machinery Breakdown

Transit

Business Interruption

Glass

Electronic Equipment

Portable & Valuable Items

Industries we cover

Tradies & Construction

Whether you're on the tools, running jobs or managing projects, explore insurance solutions designed for the day-to-day realities of working in the trades.

Custom business packages

Every business is different. We build solutions for businesses across a wide range of industries, from beauty and wellness through to retail, professional services and specialist trades.

Essentials cover options

Public & Product Liability

Cover against claims for third-party injury or property damage arising from your business activities or products.

Tools & Stock

Covers your tools, equipment and stock against theft, accidental damage and other insured events.

Accident & Illness

Cover designed to provide financial support if an illness or injury impacts your ability to work.

Commercial Motor

Cover for your work vehicles with comprehensive or third-party cover tailored to your business needs.

Additional cover options

Professional Indemnity

Cover for claims arising from alleged errors, omissions, negligence or professional advice provided as part of your work.

Cyber Insurance

Support for managing and recovering from cyber attacks, data breaches, privacy events and business interruption caused by cyber incidents.

Management Liability

Cover for business owners and directors against a range of business-related risks, including employment and regulatory matters.

*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.

Let Us Build Your Cover

Every business is different. Depending on your industry, activities and insurance requirements, a Business Insurance Package can combine multiple cover options into one tailored solution.

2 easy ways to get a quote

Call 1300 540 156

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