Builders insurance
Get insurance cover for builders managing projects, subcontractors, worksites and business operations.
- Get up to $20m public liability coverage
- 24/7 Contract works & construction cover
- Fast Certificate of Currency
- Monthly payment plans
- Flexible cover options, all in one place

What is builders insurance?
Builders Insurance refers to a range of insurance cover options commonly considered by builders and construction businesses. From managing subcontractors and materials through to overseeing worksites and project delivery, builders face a variety of operational risks. Depending on your business activities, cover can be tailored to include liability, contract works, plant and equipment, commercial motor and other construction-related insurance solutions.
Our team can help you understand the available options, so you can choose the cover that best suits your individual circumstances and business needs.
Common risks builders face
Third-party injury or property damage occurring on site
Damage to works in progress caused by events such as fire, storm, theft or vandalism
Theft, loss or damage to construction materials, plant and equipment
Delays and unexpected costs impacting project delivery
Claims arising from professional advice, design responsibilities or project management activities (where applicable)
Injury or illness affecting your ability to run projects and manage your business
Cover options for your trade business
Additional cover options
*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.
*Depending on your state or territory and licensing requirements, builders may be required by law to hold Professional Indemnity insurance.
Who is this cover for?
Residential Builders
Commercial Builders
Custom Home Builders
Renovation & Extension Builders
Construction Contractors
Building Companies
Project Builders
General Builders
Building Supervisors
Construction Management Businesses
Don’t see your occupation?
From trades and construction to professional services and many other industries, our team helps businesses across Australia find insurance solutions suited to the way they work.
For over 35 years, we’ve supported Australian businesses across a broad range of industries with insurance solutions tailored to their needs.
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