Builders insurance

Get insurance cover for builders managing projects, subcontractors, worksites and business operations.

  • Get up to $20m public liability coverage
  • 24/7 Contract works & construction cover
  • Fast Certificate of Currency
  • Monthly payment plans
  • Flexible cover options, all in one place

What is builders insurance?

Builders Insurance refers to a range of insurance cover options commonly considered by builders and construction businesses. From managing subcontractors and materials through to overseeing worksites and project delivery, builders face a variety of operational risks. Depending on your business activities, cover can be tailored to include liability, contract works, plant and equipment, commercial motor and other construction-related insurance solutions.

Our team can help you understand the available options, so you can choose the cover that best suits your individual circumstances and business needs.

Common risks builders face

Third-party injury or property damage occurring on site

Damage to works in progress caused by events such as fire, storm, theft or vandalism

Theft, loss or damage to construction materials, plant and equipment

Delays and unexpected costs impacting project delivery

Claims arising from professional advice, design responsibilities or project management activities (where applicable)

Injury or illness affecting your ability to run projects and manage your business

Cover options for your trade business

Public & Product Liability

Cover against claims for third-party injury or property damage arising from your business activities or products.

Accident & Illness

Cover designed to provide financial support if an illness or injury impacts your ability to work.

Contract Works Insurance

Covers payments for repairs or repair work that need to be redone, due to damages caused by an insured event like fire, storms, floods, vandalism, and theft.

Mobile & Plant Equipment

Covers essential machinery and equipment against theft, accidental damage and other insured events.

Additional cover options

Tax Audit

Cover designed to help manage professional costs associated with an eligible tax audit or investigation.

Professional Indemnity

Cover for claims arising from alleged errors, omissions, negligence or professional advice provided as part of your work.

Cyber Insurance

Support for managing and recovering from cyber attacks, data breaches, privacy events and business interruption caused by cyber incidents.

Commercial Motor

Cover for your work vehicles with comprehensive or third-party cover tailored to your business needs.

*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.
*Depending on your state or territory and licensing requirements, builders may be required by law to hold Professional Indemnity insurance.

Who is this cover for?

Residential Builders

Commercial Builders

Custom Home Builders

Renovation & Extension Builders

Construction Contractors

Building Companies

Project Builders

General Builders

Building Supervisors

Construction Management Businesses

Don’t see your occupation?

From trades and construction to professional services and many other industries, our team helps businesses across Australia find insurance solutions suited to the way they work.

For over 35 years, we’ve supported Australian businesses across a broad range of industries with insurance solutions tailored to their needs.

2 easy ways to get a quote

Call 1300 540 156

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