Earthmovers insurance
Cover designed for earthmoving businesses, operators and contractors moving earth, preparing sites and supporting construction projects.
- Get up to $20m public liability coverage
- 24/7 tools cover and emergency claims team
- Fast Certificate of Currency
- Monthly payment plans
- Flexible cover options, all in one place
What is earthmovers insurance?
Earthmoving businesses often operate heavy machinery in demanding environments, including construction sites, civil works and infrastructure projects. Earthmovers insurance refers to a range of cover options that can be tailored to contractors and operators working with excavators, loaders, graders and other specialised equipment. Depending on your activities, cover may include options for liability, plant and equipment, vehicles and personal accident and illness.
Depending on your business activities, cover options may help manage risks associated with third-party property damage, accidental injury, stolen tools, damaged equipment or periods where you’re unable to work due to an accident or illness.
Our team can help you understand the available options, so you can choose the cover that best suits your individual circumstances and business needs
Common risks earthmovers face
Third-party injury or property damage arising from earthworks and excavation activities
Theft, loss or damage to excavators, bobcats, loaders, attachments, tools and equipment
Accidental damage to mobile plant and machinery used on construction and civil projects
Vehicle-related incidents when transporting machinery, equipment or materials between sites
Injuries or illness that impact your ability to work and generate income
Unexpected events that may delay projects and affect day-to-day business operations
Cover options for your trade business
Additional cover options
*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.
Who is this cover for?
Earthmoving contractors
Excavation contractors
Site preparation contractors
Civil works contractors
Trenching contractors
Land clearing contractors
Excavator operators
Bobcat and skid steer operators
Loader operators
Grader operators
Don’t see your occupation?
From trades and construction to professional services and many other industries, our team helps businesses across Australia find insurance solutions suited to the way they work.
For over 35 years, we’ve supported Australian businesses across a broad range of industries with insurance solutions tailored to their needs.
2 easy ways to get a quote